the redemption of debentures, while interest expenses on interbank and money market items increased. Non-interest income fell by Baht 330 million or 2.8 percent, due largely to lower gains on

. Moreover, net interest income rose by Baht 972 million or 6.2 percent, mainly from the increase in interest income from loans and interbank and money market items. Interest expenses from deposits decreased

of money transfer transactions per day was 30,006 transactions, Increasing 30.1% YoY Business Overview Quarter Quarter Quarter Quarter Quarter Y.2017 Y.2018 %YoY 4/2017 1/2018 2/2018 3/2018 4/2018

3.5% YoY. However, the money transfer service, of which the Company is the banking agent for 6 banks, has been growing consistently with 1,159,351 transactions per month, increasing 25.3% YoY, as well

business was Bt804mn, decreasing 5.3%YoY  Number of “Boonterm kiosk” was 129,011, decreasing 0.7%YoY  Total usage amount was Bt10,430mn, decreasing 1.7%YoY  Total average number of money transfer

million or approximately 189.2 million baht as ASB Cambodia is planning to utilize the increased capital in developing Riel-based e-Money in its finance business such as mobile payment, E-money, QR code and

. Financial Cost Finance costs of existing businesses decreased by Baht 20. 98 million, due to the repayment of short- term loan by using money from the initial public offering. The Solar energy business

until trust and attachment develops. Once the victim becomes attached, the scammer begins to ask for money for various reasons, such as emergency medical expenses, travel costs to meet in person

public. Specifically, the AOC aims to prevent further harm to the public by shutting down nominee banking accounts used by criminals to instantly accept money transfers from victims. We are ready to

repayment of short- term borrowings from financial institutions by using money gained from trading of its ordinary shares in the MAI stock exchange. • Other current assets decreased by Baht 35.06 million