Limited would like to submit the report of Management Discussion and Analysis for the 3-month period ended June 30, 2018 which has been unaudited but reviewed by the auditor this is caused by followings

14 August 2018 Subject: Management Discussion and Analysis for the Six-Month Period Ended June 30, 2018 To: Directors and Managers The Stock Exchange of Thailand Halcyon Technology Public Company

same period of the previous year. The net loss was Baht 22.57 million, representing an increase of Baht 22.75 million. Up to 100.80 percent. The causes are as follows. 1. Revenue from sales and services

ended the second quarter of 2018 stood at THB 72.5 mm and THB 151.6 mm, which increased by 27.2% and 29.8%, respectively, from the same period of previous year. Expenses analysis Q2 2017 Q2 2018 Increase

, which increased by 27.2% and 29.8%, respectively, from the same period of previous year. Expenses analysis Q2 2017 Q2 2018 Increase/(Decrease) 1H 2017 1H 2018 Increase/(Decrease) THB mm THB mm THB mm

Position Change Analysis of Financial Position 10 Assets Total assets as at 30 June 2021 and 31 December 2020 were Baht 17,872.9 million and Baht 16,429.7 million, respectively. Increase by Baht 1,443.2

1 / 5 MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS • Explanation and analysis of financial performance for the three-month period ended 30 June 2020

Management Discussion and Analysis For the first quarter ended March 31, 2018 (Unreviewed) Kiatnakin Bank Public Company Limited Investor Relations Email: investor_relations@kiatnakin.co.th Tel. +66

Management Discussion and Analysis For the first quarter ended March 31, 2018 Kiatnakin Bank Public Company Limited Investor Relations Email: investor_relations@kiatnakin.co.th Tel. +66-2841-5925

Management Discussion and Analysis For the fourth quarter and year ended December 31, 2018 (Unaudited) Kiatnakin Bank Public Company Limited Investor Relations Email: investor_relations