provide scale benefits and improve operating capabilities. In response to industry headwinds, Management has improved its special focus on cost and working capital optimization programs. Disciplined
of the Group has been improved since under TFRS 9, reserve of loans and contingents where the credit risk has not increased significantly (Stage 1 Reserve) and reserve of loans and contingents where
the Group has been improved since under TFRS 9, reserve of loans and contingents where the credit risk has not increased significantly (Stage 1 Reserve) and reserve of loans and contingents where the
circumstances, the Bank of Thailand increased the policy rate from 1.50% to 1.75% in December 2018 to balance the economic growth momentum and the stability of the financial system. The performance of Central
). 4.2 Insurance Service, the bank provides various insurances to respond the customers’ needs and to enhance a financial stability in the future with worthy benefits. The insurance products consists of
, China’s economic restructuring and financial stability, and geopolitical circumstances, which could impact volatilities in the financial markets and exchange rates. At the same time, key domestic risks
general investors through any methods. Clause 30 To protect unitholders’ interest, or to maintain national economic and financial stability or stability of the financial market system, mutual fund
circumstances, the Bank of Thailand lowered the Thai economy growth outlook in 2019, from 4.1% to 3.8%, as well as maintain the policy rate at 1.75% to balance the economic growth momentum and the stability of
Thai economy growth outlook in 2019, from 3.8% to 3.3%, whereas maintain the policy rate at 1.75% to balance the economic growth momentum and the stability of the financial system. The performance of