consumption and impair household debt serviceability and (5) the sluggish investment demand due to uncertain macroeconomic outlook, tightening credit conditions, and the delays in government budget process. For
2,122,948 1,415,904 707,044 49.9 Impairment loss on loans and debt securities 75,482 1,010,589 (935,107) (92.5) Profit from operating before income tax expenses 2,095,369 1,968,321 127,048 6.5 Income tax
may lower farm income and 4) on going high level of household debt limiting household consumptions. Meanwhile, in the auto industry, the total number of car sales for the first five months of 2019 still
809,204 23.5 Debt issued and borrowings 47,704,091 49,008,059 (1,303,968) (2.7) Senior securities 39,314,531 40,222,972 (908,440) (2.3) Subordinated bond 8,290,000 8,290,000 0 0.0 Bills of Exchange 99,559
namely 1) Structural changes in Thai economy, particularly high level of household debt, that leads to low level of consumption 2) Escalating trade tension between US and the rest of the world, which could
household debt, that leads to low level of consumption 2) Escalating trade tension between US and the rest of the world, which could negatively impact export and investment 3) Less surplus of Thailand’s
high level of household debt limiting widespread consumption 2) Escalating trade tension between US and the rest of the world including a slowdown in the Chinese economy which could negatively impact
4,303,925 (865,596) (20.1) Debt issued and borrowings 49,008,059 56,657,584 (7,649,525) (13.5) Senior securities 40,222,972 50,657,584 (10,434,613) (20.6) Subordinated bond 8,290,000 6,000,000 2,290,000 38.2