business transfer would be to improve the management efficiency of The company „s business units. The Company shall transfer part of the Company‟s business which are produce and sell high performance

mixed commercial project such as distribution center, industrial zone and warehouse, in order to make the connection support between each business sectors, and utilize the area for the highest efficiency

result of an increase in total outstanding, especially personal loan product. However, the Company has continued improving efficiency in debt collection and credit judgment. - Finance Cost In the first

%. Resulting from revenue growth of the Group, including efficiency of administrative expenses controlling. Statement of Financial Position (Unit: Million Baht) Details 30 Jun 2019 31 Dec 2018 Increased

MI) 2 (%) 19.6% 18.2% Average collection period7 (days) 72 63 Return on equity3 (%) 8.5% 18.0% Payable days (days) 138 64 Efficiency Ratios Leverage Ratios Return on assets4 (%) 8.2% 16.4% Liability to

% 32.3% EBITDA margin 27.4% 22.0% Net profit margin 13.5% 8.2% Efficiency ratio 31-Mar-18 31-Mar-17 Return on equity* 7.6% 1.8% Return on asset* 6.6% 1.8% Liquidity ratio 31-Mar-18 31-Dec-17 Current ratio

loss. However, losses incurred from the expenditures that prepare and increase efficiency the management of the business is a priority. 4. Financial position Statement of Financial Position

prices have increased and will continue to rise into the second half of the year. Investment in operational efficiency projects such as Lime Kiln Dust reinjection will help to mitigate somewhat the higher

automotive pipes. This is also due to better production efficiency along the year. The profit before interest and tax increased by Baht 61.74 million whereas corporate tax increased by 13.63 million, financial

. However, the Company has continued improving efficiency in debt collection and credit judgment. - Finance Cost In the first quarter of 2018, the Company had finance cost of 552 million baht, an increase of