the measures and orders of government agencies to limit the spread of COVID-19 with careful consideration of the health and safety of our customers and employees. The Board of Directors and management

Group has committed to support and operate in accordance with the measures and orders of government agencies to limit the spread of COVID-19 with careful consideration of the health and safety of our

policy guidelines and measures by the Bank of Thailand and other regulatory agencies to ensure that KBank will be able to efficiently comply with regulatory standards. 3.3 Customer Segments and Services

affected by the COVID–19 outbreak. However, the Company’s revenues generate from large projects that have continued its operation since 2019. Moreover, most of the customers are government agencies and state

annually by accredited credit rating agencies such as Japan Credit Rating Agency and Fitch Rating. The credit rating details as of August 31, 2023 are as follows: Credit Rating Agency Issuing Date Credit

Ratings The Company has received credit ratings and have them reviewed annually by accredited credit rating agencies such as Japan Credit Rating Agency and Fitch Rating. The credit rating details as of

sufficient for the Company’s operation and debt payment. Credit Ratings The Company has received credit ratings and have them reviewed annually by accredited credit rating agencies such as Fitch Rating and

year, because of this group of products, most of them were sold to commercial customers, mainly government agencies. This group of customers must wait for the government budget. According to the fiscal

reviewed annually by accredited credit rating agencies such as Fitch Rating and Japan Credit Rating Agency. The credit rating details as of May 31, 2024 are as follows: Credit Rating Agency Credit Ratings

this year than in the previous year. Credit Ratings The Company has received credit ratings and have reviewed annually by accredited credit rating agencies such as Fitch Rating and Japan Credit Rating