SECURITIES PUBLIC COMPANY LIMTED NO. 2/2022 DUE 2023 150.00 13/09/2022 15/09/2022 ด้อยสิทธิ M.K. REAL ESTATE DEVELOPMENT PUBLIC COMPANY LIMITED Debenture - Long Term II/HNW THE DEBENTURES OF M.K. REAL
than that specified in accordance with the rules in the Notification of the Capital Market Supervisory Board concerning Issuance and Offer for Sale of Units of Real Estate Investment Trust or the
only real estate development company in Thailand that has been selected to be a membership of DJSI World and DJSI Emerging Market for two consecutive years. The Company has been selected to be a
-Value (LTV) ratio for mortgage loans which led to a decline in bank lending to the real estate sector. The Bank of Thailand also implemented policies to encourage commercial banks to focus on sustainable
decreased 14. 4% in comparison to 2019. This results from the downturn of real estate sector and impact from COVID-19. Other Operating Expenses Unit: Baht in Million Q 2/2563 Q 1/2563 qoq Q 2/2562 yoy 6
services Real estate and construction Manufacturing and commerce Agricultural and mining Percentage of loan classfication by business type LH Financial Group Public Company Limited Management Discussion and
Company Limited Land and Houses Fund Management Company Limited run a business to manage mutual fund, property fund, real estate investment trust, provident fund and private fund. Overview of Fund
type of business loans June December Variance 2019 2018 Amount (%YTD) Agricultural and mining 56.3 867.9 (811.6) (93.5) Manufacturing and commerce 37,673.3 39,909.8 (2,236.5) (5.6) Real estate and
business management of mutual fund, property fund, real estate investment trust, provident fund and private fund. Overview of Fund Management Business In the third quarter of 2019, total net asset value of