of Foreign Company to Offer for Sale of Newly Issued Debt Securities in Thai Baht dated 22 December 2016; (2) Notification of the Capital Market Supervisory Board No. Tor Jor. 29/2560 Re: Rules for

Life Assurance Public Company Limited and our business partners, for service quality improvements in order to deliver an excellent customer experience. In keeping with changing customer expectations, we

, Conditions and Procedures for the Establishment and Management of Infrastructure Funds; “company” means a limited company or a public limited company; 2 “paid-up capital” means the total value of units fully

for investor protection. In this regard, the SEC Office may prescribe conditions with which the Thai government agencies shall comply. Clause 10 In cases where additional facts appear to the SEC Office

investor protection purposes. • Where the digital tokens involved in an ICO fall under the definition of securities, parties engaging in activities other than issuance and offering (e.g. brokerage, dealing

ETF” means a share of investment company or unit trust issued under collective investment scheme in the category of exchange-traded fund established under law of foreign jurisdiction; “foreign regulator

” means an affiliated company as prescribed by the Notification of the Capital Market Supervisory Board concerning Outsourcing Operational Function relating to Business Operation to a Third Party; “member

consumer protection and customer privacy, taking into account the changing customer expectations for greater convenience and speediness over omni-channel. Beyond the above strategies, we focus on proactive

excellence, with greater consideration of consumer protection in order to deliver excellent financial products and an unsurpassed service experience to all our customers. Meanwhile, KBank places equal

right time with ever-greater consideration of consumer protection and customer privacy, taking into account the changing customer expectations. Along with this, we focus on predictive risk management