universities namely Chulalongkorn University, Thammasat University, Kasetsart University and National Institute of Development Administration, have organized the SEC Working Papers Forum every month to provide a

leading business schools of the universities namely Chulalongkorn University, Thammasat University, Kasetsart University and National Institute of Development Administration, have organized the SEC Working

ทะเบียนในตลาดหลักทรัพย์ต่างประเทศที่เป็นสมาชิกของ World Federation ofExchanges (WFE) หรือตราสารหนี้ที่มีตลาดรอง (organized market) และ (3)  

only after NPAs are sold. Expected credit losses (2019: Bad debts and doubtful accounts) For the three-month period ended June 30, 2020, the Company recorded a total expected credit losses Baht 1,367

excluding loss from sale of foreclosed assets and loss from revaluations stood at 47.8% for 1Q18 comparing to 47.2% yoy. Bad debts and doubtful accounts and loss on debt restructuring totaled Baht 434 million

-to-income ratio excluding loss from sale of foreclosed assets and loss from revaluations stood at 47.8% for 1Q18 comparing to 47.2% yoy. Bad debts and doubtful accounts and loss on debt restructuring

from sale of repossessed cars (credit cost) stood at 1.33% of average loan for the year 2019. Allowance for doubtful accounts and allowance for troubled debt restructuring amounted to Baht 10,589 million

loss provisions (excluding general reserve) and including loss from sale of repossessed cars stood at 1.48% of average loan for 2Q19. Allowance for doubtful accounts and allowance for troubled debt

for doubtful accounts and allowance for troubled debt restructuring amounted to Baht 11,085 million with outstanding Baht 4,500 million in general reserve. As of end of 2Q19, the total loan loss reserve

provisions including loss from sale of repossessed cars (credit cost) stood at 1.37% of average loan for 3Q19. Allowance for doubtful accounts and allowance for troubled debt restructuring amounted to Baht