decrease was attributed mainly from the reducing of spending caused by the COVID-19 pandemic. This can be categorized by business type as follows: credit card receivable of 37,780 million baht, increasing by

outlets under “Mikka” brand • Finished or intermediate products, which can be categorized as follows: • Online sales products and Head office pick up • OEM/Food Manufacturing under the Company’s trademark

categorized by the types of goods and variables: (1) price quotation and trading volume; (2) trading price; (3) trading volume; (4) open interest. Clause 12 A derivatives exchange shall create a system for

Management Discussion & Analysis 2022 1 I 9 Branches upcountry 86% Bangkok and vicinity 14% Revenue structure categorized by business groups (Unit : Million Baht) 2021 2022 Increase (Decrease) %YoY Amount

structure categorized by business groups (Unit : Million Baht) Q3/2022 Q3/2023 Increase (Decrease) %YoY 9M2022 9M2023 Increase (Decrease) %YoY Amount % Amount % Amount % Amount % Retail Business 2,252.79

year 204.55 1.42% 183.00 1.35% (21.54) (10.53%) Branches upcountry 86% Bangkok and vicinity 14% Revenue structure categorized by business groups (Unit : Million Baht) 2022 2023 Increase (Decrease) %YoY

follows: Revenue structure categorized by business groups (Unit: Million Baht) Q1/2023 Q1/2024 Increase (Decrease) %YoY Amount % Amount % Retail Business 2,175.67 62.97% 2,406.90 67.47% 231.22 10.63

. Check and balance system. By appointing a person who will monitor and inspect for the misuse of the client’s assets such as: 3.1 Compliance or other assigned person who will inspect and verify the

the misuse of the client’s assets such as: 3.1 Compliance or other assigned person who will inspect and verify the movement of money and assets of the fund, and approve money and asset transferring for

is using the online service; 2. the management company has an operating system to verify the identity of the investor; (d) security system for customer information and other important information