income (3) increased efficiency in support functions which resulted in limited increase in administrative expenses. Analysis of Financial Position Assets As of 31 December 2017, and 31 December 2018, the

audited by the independent auditor as follows: Statements of Comprehensive Income for the 3rd Quarter and 9 months of 2018 Note: During 1Q’17, the subsidiary has recorded income incurred from deferred tax

consumption expanded gradually, in line with the expansion of consumption expenditure on durable goods and greater consumer confidence, as well as improvements in farm income. Meanwhile, private investment

from profit in its annual tax computation, in order to actually decrease its corporate income tax obligation. For deferred tax benefits that are not recognized as assets in the statement of financial

software developers, interest income, dividend income, gain from sale of fixed assets and gain on investment. In Table 2 , HUMAN‘s revenue structure comprise of 2 business units , HR service and Financial

of the year. Profit & Loss Analysis (Unit : Million Baht unless otherwise stated) 2019 2018 Change Amount % Change Total Revenues 19,304 17,738 1,566 8.83% Sales and service income 18,389 16,738 1,651

364.68 24.98% Gross Profit 60.30 49.25 11.05 22.43% 169.48 176.27 (6.79) (3.85%) Other Income 16.06 12.11 3.95 32.64% 30.93 20.38 10.55 51.77% Selling & Administrative Expenses 39.27 38.70 0.57 1.47% 78.98

) comprised of current tax and deferred tax. Deferred income tax mainly from temporary difference of receivable from finance lease and derivative assets. 8 Net profit and Net profit margin (Unit: THB Mn

from credit card income grew by 18% y-y which corresponds to increasing in the volume of card spending and cash advance. Other income from bad debt recovery grew by 32% y-y. As at August 31, 2022, the

202.23 93.00 (172.12) (45.98) Other income/1 12.31 3.18 15.23 7.00 2.92 23.72 Total revenue 386.66 100.00 217.46 100.00 (169.20) (43.76) Notes: /1 Other income comprises mainly of interest income and