Management Discussion and Analysis for Interim Business Operations 2019 % 2018 % Inc./(Dec.) % Construction Income 150.24 92.91 21.63 87.82 128.61 594.59 Service Income 9.70 6.00 0.41 1.66 9.29

Management Discussion and Analysis for Interim Business Operations 2019 % 2018 % Inc./(Dec.) % Construction Income 44.36 86.52 35.57 96.14 8.79 24.71 Service Income 5.94 11.59 0.00 0.00 5.94 #DIV/0

abovementioned, the net loss has changed by more than 20%, comparing to the same period of 2018 which is clarified as below Income : (Unit: Million Baht) Consolidated Separate Y2019 + Increased Y2019 + Increased

changed by more than 20%, comparing to the same period of 2017 which is clarified as below Income : (Unit: Million Baht) Consolidated Separate Y2018 + Increased Y2018 + Increased / -Decreased / -Decreased

changed by more than 20%, comparing to the same period of 2017 which is clarified as below Income : (Unit: Million Baht) Consolidated Separate Y2018 + Increased Y2018 + Increased / Decreased / -Decreased

235.81% due to net earned premium and fee and commission income amounted to Baht 586.04 million, an increase of Baht 119.33 million or 25.57%, while net claim and operating expenses increased by only 5.66

% mainly results from selling of investment in subsidiaries as follows; Unit: Million Baht Items Year 2022 Year 2021 Income effect: Increase (Decrease) Income from selling of investment in subsidiaries

.) % Construction income 229.11 365.23 -136.12 -37.27 Service income 22.16 40.66 -18.50 -45.50 Sale of goods 1.05 0.00 1.05 Other income 2.43 8.84 -6.41 -72.51 Total Revenues 254.75 414.73 -159.98 -38.57 Cost of

e d) Construction income 28.97 150.24 -121.27 -80.72 Service income 0.00 9.71 -9.71 -100.00 Other income 1.65 1.75 -0.1 -5.71 Total Revenues 30.62 161.70 -131.08 -81.06 Cost of constuction 27.87

กองทุน กรุงไทย จำกัด (มหาชน) กรุงไทย KRUNG THAI ASSET MANAGEMENT PUBLIC COMPANY LIMITED KTAM Fixed Income Fund ตราสารหนี้ Fixed-income funds 1.61897E+11 N 2024-08-09 2023 7 บริษัทหลักทรัพย์จัดการกองทุน