http://www.sec.or.th/ mailto:aunchisa@sec.or.th mailto:archari@sec.or.th aunchisa Line aunchisa Line aunchisa Typewriter 2018 2 I. Foreword 1.1 The SEC is committed to promoting digital innovation. With

situation, OSP continues to focus on our core brands, innovation and expansion in high- growth channels and segments, while shifting in priorities and timing to ensure even greater agility. Others Segment

innovation to create new business revenues or new S-Curve corresponding to the fast-moving environment of energy and electricity generation sectors and become an energy solution service provider of PTT Group

of Nido Petroleum Pty. Ltd., BCP Energy International Pte. Ltd., BCP Innovation Pte. Ltd., BCPR Co., Ltd. and share of profit from associated companies 6/ Others items and elimination As for the

Winner: Best Retail Bank Thailand, Highly Acclaimed: Outstanding Digital Innovation in SME Banking, Highly Acclaimed: Best Customer Centric Business Model, Highly Acclaimed: Outstanding Innovation Program

: Leading Product Innovation & Continuous R&D • Increase research and development on new Take- home products in order to support the emerging New Normal Lifestyles • Establish more strategic partnerships in

Operating Business as Securities Clearing House, Securities Depository and Securities Registrar under the Innovation Development Program to Support Provision of Capital Market Services [regulatory sandbox

. Moreover, after the COVID-19 pandemic, consumer lifestyle has returned to normal, which led to the slowdown in growth of the IT and innovation product market in 2023. Moreover, external factors, including

new credit card product, namely the Digital Next Gen Credit Card, the Company's first digital credit card that delivers innovation and advanced security verification solutions which is in line with the

and hospitals, including the launch of a new credit card product, namely the AEON NextGen Digital Credit Card, the Company's first digital credit card that delivers innovation and advanced security