the two languages, the Thai version shall prevail. The objective of this MD&A is to present the information and the explanation of financial status and operating results as of the date hereof. However
will affect labor intensive industries such as textiles and garments, apparel, leather products and wooden products and furniture. Businesses operating in these sectors must increase their productivity
Limited is a non-operating holding company and a parent company of the financial business group consisting of the following companies: LH Financial Group Public Company Limited Land and Houses Bank
shall prevail. The objective of this MD&A is to present the information and the explanation of financial status and operating results as of the date hereof. However, the information provided in this MD&A
Registration No. : 0107535000371 No. L017/2019 12th November 2019 Subject : The explanation of operating results for the 3rd quarter 2019 Attention : The President The Stock Exchange of Thailand Dear Sir, For
the year 2 0 2 0 compared to the 2010 operating results and compared the financial status as at December 31, 2019 and June 30, 2020. As a result, there are no products sold to customers continuously. At
discipline, e.g., mutual funds requiring consistent and continual savings, (ii) mutual funds for particular investment objectives, e.g., mutual funds for child education, (iii) semi-mandatory mutual funds for
creditors and inform them of future operating policies, including the Company's payment plan. The lawyers of both parties made an appointment to reconcile according to the policy that had been prior clarified