looking to invest in the Middle Eastern country, and a seminar entitled, “Reorganize Balance Sheet - Manage Inventory Like a Pro”, to enhance traders’ knowledge of business planning and administration

Loans and Debt Securities 7,580 8,508 (928) (10.91) 7,819 (239) (3.05) Net Profit (attributable to equity holders of KBank) 10,044 7,033 3,011 42.82 10,766 (722) (6.70) Basic Earnings per Share (Baht

every day 4. Corporate governance and administration The entry into the Disposal of Komchadluek Business and Trademark Transaction shall not cause a competition in business operation between the Company

check national ID card validity via the electronic system of the Department of Provincial Administration (DOPA). (2) Non-face-to-face identity verification: Banks must apply biometric comparison

support the growth of business continuity render to these selling expenses are increase. . Administration expenses The Group has administration expenses increase from the same period of previous year Baht

Costs and Expenses 579.71 545.20 34.51 6.33 Profit (Loss) -Net 30.02 53.31 (23.29) (43.69) Income of Sale and Administration Transaction For the Year ended 31st December (Unit: Million Baht) Year Increase

the same period of 2019. Administrative Expenses In the 2nd Quarter of 2018 and 2019, administration costs increased from THB 105.0 Mn to THB 117.9 Mn respectively, an increase of THB 12.9 Mn or 12.3

gross profit of 24.21mb for the 1H 2020. Excluding the impact from the consolidation of TigerSoft, HUMAN’s gross profit would grow 13.99mb or 11.1%. Selling and Administration Expense Selling and

. Administrative expenses For Quarter 2 of the year 2020, the administration expenses was 11.80 million baht or 11.70% from sale revenue compared to the same period last year at 12.34 million baht or 13.24% from

period of 2019. This increase was mainly due to switching towards more cost-effective marketing channels. Administrative Expenses In the 3rd Quarter of 2018 and 2019, administration costs increased from