reserve for employee benefits from the amendments to the law relating to the legal severance pay rates. While the revenue of Q2–2019 increased from Q1–2019 and Q2–2018, the profit of Q2–2019 had decreased

contract to reserve US dollars in full amount to avoid exchange rate fluctuation of Trust Receipt (T/R). 4. Finance Cost increased Baht 4.94 million or 30.54% from the corresponding period of the previous

same period of the prior year of 24.67 million baht or 21.15%. From the recording normal provision expenses was 52.00 million baht and provided general reserve 40.00 million baht. For the overall

million, a decrease of Baht 150.95 million or 27.42% because long-term insurance policy reserve decreased by Baht 76.41 million, net claim decreased by Baht 39.92 million, commission and brokerage expenses

order to encourage new customers and retain our existing customer base. The Company is still working on plan and can achieve goals Operating results in 2018, the company had a total of 130,053 Boonterm

monetary policy of central banks worldwide. The Federal Reserve has occasionally signaled that it may become less vigorous in its pursuit of monetary policy tightening. The US central bank is thus expected

5.7 4.3 3.5 3.8 18.5 1.9 NPLs/ Total Loans (excluding interbank) 4.7 4.5 4.2 4.1 4.1 4.1 Total loan loss reserve/ Total NPLs (coverage ratio) 110.9 113.8 115.6 114.8 114.8 114.1 Total loan loss reserve

% of net profit after deduct tax and statutory reserve. On April 23, 2019, the Annual General Meeting of Shareholders Year 2019 approved and deemed that to consent to propose to the shareholders for

and work retention. • Inventories increased by Baht 13 million. This was primarily due to work in progress for engineering service. • Restricted cash increased Baht 12 million due to maintenance reserve

Bank and subsidiaries Percentage 3Q16 9M16 1Q17 2Q17 3Q17 9M17 Loan growth 0.2 (1.4) 1.3 2.8 0.2 4.4 NPLs/ Total Loans (excluding interbank) 5.9 5.9 5.6 5.8 5.6 5.6 Total loan loss reserve/ Total NPLs