% 1.16% 1.09% 0.07% Return on average equity * 8.91% 9.16% 8.33% (0.25)% 0.58% 9.04% 8.50% 0.54% * Attributable to owners of the Bank Million Baht Item September 2018 June 2018 December 2017 Change

% 1.0% Return on average assets /1 0.35% 0.93% 1.19% (0.58)% (0.84)% 0.62% 1.18% (0.56)% Return on average equity /1 2.92% 7.32% 8.84% (4.40)% (5.92)% 5.07% 8.81% (3.74)% /1 Attributable to owners of the

% 0.02% Return on average equity * 8.78% 8.84% 8.91% (0.06)% (0.13)% 8.79% 9.04% (0.25)% * Attributable to owners of the Bank V2 12/11/62 3 Million Baht Item September 2019 June 2019 December 2018 Change

) 0.78 0.69 0.60 0.56 0.61 The Company’s profitability indicators have continuously improved, driven by increased profit. As of the 3rd quarter of 2018, the return on equity (ROE) ratio and return on

profitability indicators have continually improved. The Company’s return on equity (ROE) ratio has improved to 12.9%, compared to 8.1% in Q2 2016. Return on assets (ROA) ratio improved to 6.3%, compared to 4.1

)% (0.06)% 1.13% 1.09% 0.04% Return on average equity * 7.86% 8.91% 8.48% (1.05)% (0.62)% 8.73% 8.49% 0.24% * Attributable to owners of the Bank Million Baht Item December 2018 September 2018 December 2017

)% Return on average assets * 0.99% 1.17% 1.04% (0.18)% (0.05)% 1.13% 1.13% - Return on average equity * 7.40% 8.78% 7.86% (1.38)% (0.46)% 8.45% 8.73% (0.28)% * Attributable to owners of the Bank V3 27/02/63

% 24.5% 23.1% 1.4% Expense to operating income ratio 45.5% 41.9% 47.4% 3.6% (1.9)% 43.5% 47.7% (4.2)% Return on average assets * 1.10% 1.06% 1.13% 0.04% (0.03)% 1.09% 1.09% - Return on average equity

24.1% 18.7% 23.9% 5.4% 0.2% Expense to operating income ratio 43.1% 36.6% 42.6% 6.5% 0.5% Return on average assets /1 0.93% 0.99% 1.17% (0.06)% (0.24)% Return on average equity /1 7.32% 7.40% 8.74% (0.08