% 0.02% Return on average equity * 8.78% 8.84% 8.91% (0.06)% (0.13)% 8.79% 9.04% (0.25)% * Attributable to owners of the Bank V2 12/11/62 3 Million Baht Item September 2019 June 2019 December 2018 Change

)% (0.06)% 1.13% 1.09% 0.04% Return on average equity * 7.86% 8.91% 8.48% (1.05)% (0.62)% 8.73% 8.49% 0.24% * Attributable to owners of the Bank Million Baht Item December 2018 September 2018 December 2017

)% Return on average assets * 0.99% 1.17% 1.04% (0.18)% (0.05)% 1.13% 1.13% - Return on average equity * 7.40% 8.78% 7.86% (1.38)% (0.46)% 8.45% 8.73% (0.28)% * Attributable to owners of the Bank V3 27/02/63

% 24.5% 23.1% 1.4% Expense to operating income ratio 45.5% 41.9% 47.4% 3.6% (1.9)% 43.5% 47.7% (4.2)% Return on average assets * 1.10% 1.06% 1.13% 0.04% (0.03)% 1.09% 1.09% - Return on average equity

24.1% 18.7% 23.9% 5.4% 0.2% Expense to operating income ratio 43.1% 36.6% 42.6% 6.5% 0.5% Return on average assets /1 0.93% 0.99% 1.17% (0.06)% (0.24)% Return on average equity /1 7.32% 7.40% 8.74% (0.08