compensation from NBTC partially covered revenue loss. After gradual lifting of lockdown in late May-20 and economic activity slowly resumed, there were pent-up demand led to rebound in new acquisition and

services will remain for the rest of the year. Higher marketing cost will be incurred from resumed business promotions and activities compared to a low base in 2021 due to several lockdowns. We launch

be resumed within reasonable time; (2) a business continuity plan that corresponds with the policy set out under (1), with approval of a manager or any person holding an equivalent position regardless

mainly due to an increase staff expenses as the dessert café have resumed to normal operation, thus the number of employees must increase to support the full service of branches. • Selling Expenses to

Q3/2022 was THB 74 million, increased by THB 29 million or 64% from Q3/2021 mainly due to the increase in staff expenses as the dessert café have resumed to normal operation, thus the number of

expenses as the dessert café have resumed to normal operation, thus the number of employees must increase to support the full service of branches, as well as the increase in rental fee which received lower

in staff expenses as the dessert café have resumed to normal operation, and an increase in the number of staff for newly opened branches. In addition, the Company experienced increase in rental fee

in staff expenses and rental fees as the dessert café have resumed to normal operation and from the newly expanded branches. • Selling Expenses to Total Revenue in 1H/2023 was 30.7%, slightly increased

resumed spending in ICT solutions. Cost & Expense In 3Q23, the cost of service was Bt21,789mn, relatively flat -0.3% YoY due to lower depreciation cost offset by the increased network cost. It decreased

supported by the allocation and disbursement of the government’s budget and continued expansion in the export sector. Additionally, industrial production resumed growth leading to further expansion. As a