the members without netting positions of members against other clients or different clients against one another (gross margining); (3) use of the margin model and parameter reflecting the risks and
reflecting more cautious lending practices to align with the current economic conditions. Moreover, the Company has expanded its service channels through the online platform, which is more convenient for
reflecting increased consumption demand and value-focused strategy. AIS is committed to enhancing service quality to address the rising demands of digital behavior. After achieving over 95% 5G coverage, AIS is
customers. In addition government policies aim to promote ‘Thailand, a hub of wellness and medical services’ over a ten-year time frame from 2016-2025 reflecting all hospitals to prepare resource to support
customers. In addition government policies aim to promote „Thailand, a hub of wellness and medical services‟ over a ten-year time frame from 2016-2025 reflecting all hospitals to prepare resource to support
other debtors in the amount of THB 96. 0 million, which is mostly a decrease of the trade debtors of other companies reflecting a better debt collection efficiency. The Company’s total debt is THB 1,128
household consumption index continued to expand but the recovery in consumption of low-income households remained subdued, reflecting growth in limited sections. Moreover, growth in tourism industry failed to
as of 2Q’19. For SW income per insurer, the income has increased from THB 988 per insurer to THB 1,015 per insurer reflecting the more efficient SW income generated from each insurer. Cost of Hospital
on the opposite slightly increased, reflecting the increase of the purchasing power in durable goods and the effect from new model launch from many brands. For the period of January to June, total
allowance for doubtful accounts to accounts receivable overdue more than 3 months (NPLs) was 136% in the first quarter of 2017, increased from 126% at the end of fiscal year 2016, reflecting the adequacy of