company to govern retail service station prices that best accommodate the finished product cost. While, in Q3/2018 crude oil price was on the rise, retail price adjustment was outpaced by the rapidly rising

to Thailand, which caused the Thai Baht to strengthen rapidly. To cope with domestic and international economic and political uncertainties as well as abrupt changes in capital movements, KBank is

leading financial institution which can rapidly and efficiently cope with potential economic volatility. All of these efforts allowed KBank and K Companies to meet business targets while we also gained wide