, Hygiene and Lifestyle. Each vertical has a dedicated management team tasked to consolidate its asset footprint to capture combinatory synergies. This is progressing well to date in 2020. The Lifestyle

tasked to consolidate its asset footprint to capture combinatory synergies. Hygiene volumes were higher in 3Q19, largely due to nonwoven fabrics and strong fibers demand in North America. Mobility has also

fast growing market through a quality bank of scale  Uniquely positions the Bank to capture new and expanding opportunities arising from increasing ASEAN financial and economic integration  Increases

new normal world during and post COVID19 our focus remain to:  To manage near-term risks and capture gains  Prepare for a longer-term global lockdown in case it happen  Build upon new opportunities

-term risks and capture gains  Prepare for a longer-term global lockdown in case it happen  Build upon new opportunities in the new normal world Combined PET: Our focus remains to:  Ensure customers

Thailand’s broadband penetration rate remained below 50% in FY23. The operators continued expanding networks to capture subscribers in remote areas with a strategy to diversify the services tailoring to

E_1 Legal_FA_2015_12_29-c A CorpL4.1hig A Executive Summary of Management Discussion and Analysis 1 For the Year Ending December 31, 2019 Thai economy in 2019 showed decelerating growth at 2.4 percent compared to 4.2 percent in the previous year.The slowdown could be attributed to exports which contracted further due to the stronger Baht and a global economic slowdown. In addition, the investment environment of both the public and private sector remained weak, and private consumption, albeit gro...

E_1 Legal_FA_2015_12_29-c A WCorpL4.1hig A Executive Summary of Management Discussion and Analysis 1 For the Year Ending December 31, 2018 In 2018, the overall Thai economy maintained its growth due largely to healthier growth of exports and tourism, especially in the first half of the year. Meanwhile, the government continued to implement measures to promote and strengthen the domestic economy through support of investment and private spending as well as bolstering opportunities for other econo...

บริการด้านสินเช่ือ (Digital Lending) เพื่อขยายฐานลกูค้าไปยงักลุ่มลกูค้าที่ได้รับเงินเดือนประจ า กลุ่มลกูค้าผู้ประกอบการ และกลุม่ลกูค้าของพนัธมิตรธุรกิจ อาทิ ผู้ขบัรถรับจ้างซึง่เป็นคูค้่าของแกร็บ (Grab

capture higher margins and create a more diversified chemicals portfolio. Regional Highlights Figure 2 :Regional Performance *Core Financials exclude IRSL **Internal reclassified region of Egypt Asia