1. Liquidity ratio Time 5.03 7.59 8.29 2. Liquidity quick ratio Time 0.81 3.13 4.36 3. Average debt collection time Day 43 69 57 4. Average debt repayment time Day 72 71 64 5. Average goods selling

Time 10.21 9.09 7.68 2. Liquidity quick ratio Time 1.26 3.24 3.88 3. Average debt collection time Day 39 29 53 4. Average debt repayment time Day 62 58 79 5. Average goods selling time Day 341 566 318 6

. Liquidity quick ratio Time 1.73 1.26 3.24 3. Average debt collection time Day 47 39 29 4. Average debt repayment time Day 68 62 58 5. Average goods selling time Day 378 341 566 6. Fixed asset turnover ratio

9.48 2. Liquidity quick ratio Time 1.18 1.85 1.47 3. Average debt collection time Day 51 51 53 4. Average debt repayment time Day 68 81 96 5. Average goods selling time Day 765 726 859 6. Fixed asset

2018 1. Liquidity ratio Time 5.38 10.02 5.03 2. Liquidity quick ratio Time 0.51 1.89 0.81 3. Average debt collection time Day 68 53 43 4. Average debt repayment time Day 81 76 72 5. Average goods selling

, offering extremely high returns, guaranteeing returns, urging for investment without requiring prior knowledge, pressuring to make a quick decision, asking to transfer money into the accounts of private

small and micro businesses, KBank deploys credit scoring as a credit approval tool, focusing on verification of income and liability 13 information of each customer. We have also focused our efforts on

) Notification of the Office of the Securities and Exchange Commission No. Sor Nor. 1/2554 Re: Verification and Announcement of Qualified Units of Foreign ETF and Application for Allotment of Foreign ETF Units

. Our suggestion for prevention of future occurrences is to jointly consider establishing accuracy verification mechanisms that can enhance confidence in the financial reporting, including a

of clients? assets: deficiency of the verification process created risk of  damaging client assets. It was found that during August 2014 to March 2015 many clients asked the company to add another