, reserve and liquidity. Credit Rating LH Financial Group Public Company Limited is assigned the credit rating at “BBB+” with “Stable” outlook by TRIS Rating. Analysis of Operating Results In the first

“BBB+” with “Stable” the rating outlook by TRIS Rating. Land and Houses Bank Public Company Limited was assigned the credit rating at “A-” (Single A Minus), “Stable” the rating outlook and affirms the

“BBB+” with “Stable” the rating outlook by TRIS Rating. Land and Houses Bank Public Company Limited was assigned the credit rating at “A-” (Single A Minus), “Stable” the rating outlook and affirms the

as of second quarter of 2018 per following table: (THB) Million 2Q18 2Q17 1H18 1H17 Total Revenues 126.04 134.25 268.92 269.05 Total Expenses 112.28 120.19 244.51 244.87 Shares of Profits 4.59 11.96

Income as of third quarter of 2018 per following table: (THB) Million 3Q18 3Q17 9M18 9M17 Total Revenues 124.06 143.81 392.98 412.86 Total Expenses 120.70 128.25 365.21 373.13 Shares of Profits 6.01 13.81

Group Public Company Limited is assigned the credit rating at “BBB+” with “Stable” outlook by TRIS Rating. Analysis of Operating Results In the third quarter of 2020, the operating results of the company

appliances, mobile phones and others in overseas business turnovers was 6% of total turnovers, resulted in the Company’s incomes from hire purchase in the 3Q/2023 amounted 249 million baht, stable from the

consolidated financial results, the Company has total revenues stable compared to the same period of last fiscal year due to the current economic situation which is in an improved trend but the risks to asset

in money market products giving a better yield. Cost of Services While our revenue is stable compared year-on-year, our cost of service decreased by 1.59mb or - 2.1% to 73.41mb (Q1 2018: 75.00mb). The

branded product by 3rd party manufacture remains stable as last year. For sales by channel, traditional trade reduced by THB 73 million or 7% while modern trade and cash van increased by THB 63 million or