billion) of income, an 11.7 percent increase from 2016. The main driver of tourism income was spending by Chinese tourists. Meanwhile, global financial markets experienced occasional volatility amid

of March 2019, deposits continued to expand while loans dropped slightly. Consequently, the ratio of loans to deposits declined from the end of 2018. However, loan quality was relatively stable as the

year. As the loan quality was relatively stable, the ratio of gross non-performing loans (NPL) to total loans was 2.9 percent, nearly the same level at the end of 2017. The Bank of Thailand’s Senior Loan

remains at A-(tha)/Stable Outlook. Shareholders’ Equity As of February 28, 2023, total shareholders’ equity attributed to owners of the parent amounted to 22,821 million baht, an increase of 2,932 million

. Financial performance Statement of income Consolidated Financial Statements for 2019 2018 Change (Audited) (Audited) Increase (Decrease) THB Million % THB Million % THB Million % Revenues Sales income 16.89

electricity. Demand for consumer loans is likely to increase for auto-leasing, credit cards and other personal loans, while demand for housing loans is expected to decline. Moreover, commercial banks have

assets of consolidated financial statements increased by Baht 63.42 million or 2.19% compared with last year. Most of the increase was from non-current assets in the amount of Baht 104.93 million

or 25.03% increase from the same period of last year. Details of each business units are:  VFX increased by THB 7.067 million or 59.20% compared to the same period of last year as a result of stable

at a slower rate than the same period last year. Supporting factors included an increase in private consumption from both the agricultural sector (driven by an increase in rice prices) and the non

performance Statement of income Consolidated Financial Statements for Quarter 1 of 2020 Quarter 1 of 2019 Change (Unaudited but reviewed) (Unaudited but reviewed) Increase (Decrease) THB Million % THB Million