project in Q1 2018. Financial Solutions also registered a reduction in non-recurring income of 5.37mb or -54.6% as many EPR projects are in its early stages. We expect the non-recurring revenue to pick up

: 49.09mb), 5.12mb or 10.4% more than the same period last year. This increase is mainly due to a pick up in ERP business. The recurring and non-recurring income: Table 3: The break down revenue by recurring

10.4% more than the same period last year. This increase is mainly due to a pick up in ERP business. The recurring and non-recurring income: Table 3: The break down revenue by recurring & non-recurring

beverage continued showing strong growth at 4.6% YoY from both energy drinks and functional drinks categories. Domestic personal care showed a good pick-up trend in Mar’20 with the health and hygiene trend

by rising credit costs. These tighter lending conditions significantly affected domestic car sales, particularly in the pick-up truck segment, which traditionally relies heavily on availability of

. Our Thailand operation decreased slightly more than the industry volume due to higher proportion of pick-up truck business which experienced a higher decline than passenger cars. Portugal and China

. (i) For NPLs, our clients have less ability to repay. In order to limit and forecast the impact, the Company has launched relief measures to support the COVID- hit debtors. ( ii) As for NPAs, the

sector, with manufacturing and industrial sectors suffering a sharp contraction. In order to mitigate the economic impact, the Government and other institutions have introduced relief measures to help

several relief measures being rolled out by the government. Since the beginning of the outbreak, the Company has committed to support and operate in compliance with the government’s measures and orders

of household debt. On the other hand, public spending and investment continued to grow due to government’s relief measure through cash injection for people and businesses. As of August 31, 2020, the