for the increase is due to higher trade receivables and cash on hand. Cash surplus increased by 11.39mb or 10.2% due to our cash flow generated from operations and good working capital management. (b

, inventory and cash on hand, upon the consolidation of TigerSoft. Cash surplus increased by 48.13mb or 43.2% due to cash flow generated from operations and good working capital management. (b) Total

reason for the increase is due from right to use assets according to TFRS16 from office lease agreement. Cash surplus increased by 55.47mb or 34.8% due to cash flow generated from operations and good

cash flow generated from operations and good working capital management. (b) Total Liabilities Total liability as of September 30, 2019 was 168.73mb, increasing by 61.42mb or 57.2% , m ainly due to the

period of 2020, the cost of service is 426.4 million baht which is close Management Discussion and Analysis Q2/2020 Page 5/6 to last year. If it is proportionate to income The Company has good human

context, KBank and K Companies operate our business as a Bank of Sustainability under appropriate risk management and good corporate governance. We accentuate enhancement of our business capabilities to

health volunteers across country. The foregoing reflects a positive international view of Thailand’s health system and if the COVID-19 situation remains under good management, Thailand will be one of the

, increased by THB 114 million or 2,850% from 2021, corresponding to the increase in sales revenue according to good management and the Company’s benefit from Economies of Scale from branch increase and the

company has strong short- term debt management capabilities and good liquidity. The improving liquidity ratio has contributed to the company's financial stability, even though interim dividends have already

with Diamond Brand”, as well as effective cost management having maintained good gross profit margin and increased net profit in 2020. (2) Analysis of Operating Results and Profitability (2.1) Revenues