loans and interbank and money market items. Non-interest income fell by Baht 747 million or 5.2 percent due predominantly to lower gains on investments and net fees and service income, partly due to lower

measures implemented to curb the outbreak. Durable goods segment also declined from the contractions in vehicle sales in line with the weakened household income from lower income, employment and consumer

declined from the contractions in vehicle sales in line with the weakened household income from lower income, employment and consumer confidence coupled with the already high household debt level

largely been completed. Income tax expense has decreased due to the lower EBITDA. Net income was up 5% due to a decrease in financing costs as interest rates have reduced which is positive and the lower tax

of 2019 to 2.53% this year. Krungthai Zmico market rank significantly improved to 16th among 38 brokers this year. In addition, Krungthai Zmico had fee and service income increased, with lower fixed

, because in transaction records in accordance with TFRS16. This caused a decrease in Q3’20 compared to Q2’19 even though the rental space was not lower. - Farm business saw is income increase both in the

in transaction records in accordance with TFRS16. This caused a decrease in Q2’20 compared to Q2’19 even though the rental space was not lower. - Farm business saw is income decrease both in the three

Expenses The income tax expense of the Group in 2Q2020 was THB 41. 91 million, decreased by THB 31. 29 million or 42.75% down from 2Q2019 mainly from lower corporate income tax expenses of our subsidiaries

million, increased by THB 0.61 million or +4.39% YoY due to the increase in profit before income tax expense. However, the growth rate of income tax expense is lower than the growth rate of profit before

orthopedics. Besides, the endemic of influenza contributed to more admission of pediatric patients. The disappointing social security income stemmed from the lower payment rate of both Adj RW and discharge