349 SJ Infinite I Business Complex, Unit 1507, 15th Floor, Vibhavadi-Rangsit Road, Chompol, Chatuchak, Bangkok, 10900 Tel. 02 075 5667-8 Fax. 02 075 5669 Website: www.eicasia.net หนา้ 1 จาก 4

349 SJ Infinite I Business Complex, Unit 1507, 15th Floor, Vibhavadi-Rangsit Road, Chompol, Chatuchak, Bangkok, 10900 Tel. 02 075 5667-8 Fax. 02 075 5669 Website: www.eicasia.net หนา้ 1 จาก 4 ท่ี EIC

performance of Advice IT Infinite Public Company Limited and its subsidiaries, as per the consolidated financial statements for the three-month period ended September 30, 2024, compared to the same period of

small and micro businesses as well as retail customers, while the Bank also sought to acquire customers with stronger financial status and sound debt servicing ability. KBank has also 12 emphasized

SERVICE PUBLIC COMPANY LIMITED ADVANCED INFORMATION TECHNOLOGY PUBLIC COMPANY LIMITED ADVICE IT INFINITE PUBLIC COMPANY LIMITED AEON THANA SINSAP (THAILAND) PUBLIC COMPANY LIMITED AESTHETIC CONNECT PUBLIC

cap on private spending, which may lead to rising risk in the future. Moreover, heightened risk from the global economy, including Thailand – coupled with digital disruption – negatively impacted

exports, tourism and private investment. Domestically, hefty household debt put a cap on private consumption while continuity of the government’s investment projects was deferred pending the formation of a

. All of these prompted private investment to grow at a decelerating pace in tandem. Meanwhile, hefty household debt put a cap on private consumption, and income and employment, especially in export

place more stringent customer approval criteria for commercial lending policies towards small and micro businesses, focusing on area-based strategies amid the uneven economic recovery. We also prioritize

customer screening criteria. In particular, more rigorous requirements have been set for small and micro businesses as well as retail customers, while we have acquired customers with stronger financial