structure management. It has to be flexible in times of economic turmoil and financial costs must be maintained at appropriate level. In addition, the financial policy must be implemented with caution and the
Assets Total Borrowing Total Liabilities Total Equites 87,433 87,389 62,710 70,009 17,380 86,690 86,842 62,160 68,421 18,421 -1% -1% -1% -2% 6% ROE 19.5% 26.1% 34% ROA 4.0% 5.3% 33% D/E Ratio 4.0 3.7 -8
17,380 87,077 87,426 64,113 68,972 18,454 -0.4% 0.04% 2% -1.5% 6% ROE 19.5% 20.8% 7% ROA 4.0% 4.2% 5% D/E Ratio 4.0 3.7 -7.5% Total Assets As of August 31, 2021, consolidated total assets were 87,426
Receivable Total Assets Total Borrowing Total Liabilities Total Equities 87,433 87,389 62,710 70,009 17,380 91,028 90,469 65,418 70,205 20,264 4% 4% 4% 0.2% 17% ROE 19.5% 19.2% -2% ROA 4.0% 4.0% 0% D/E Ratio
entering into any transaction; (e) risk tolerance. Clause 32 For the purpose of knowing a client , an intermediary shall consider received information as prescribed in Clause 31 in order to identify the real
entering into any transaction; (e) risk tolerance. Clause 32 For the purpose of knowing a client, an intermediary shall consider received information as prescribed in Clause 31 in order to identify the real
17,380 89,546 89,350 66,069 70,297 19,053 2% 2% -7% 0.4% 10% ROE 19.5% 19.7% 1% ROA 4.0% 3.9% -2.5% D/E Ratio 4.0 4.0 0% Total Assets As of November 30, 2021, consolidated total assets were 89,350 million
productivity of our operations to ensure distinctive customer experiences. Capital allocation will be executed with caution to ensure we streamline ourselves, improve CAPEX and OPEX efficiency, and deliver
improve IT processes & systems to unlock higher efficiency and productivity of our operations to ensure distinctive customer experiences. Capital allocation will be executed with caution to ensure we