reporting lines are clearly defined in conformity with the good internal control principle. We also emphasize thorough, accurate and regular disclosures on risk management and capital to the public. 3 Details

are clearly defined in conformity with the good internal control principle. We also emphasize thorough, accurate and regular disclosures on risk, capital and liquidity management to the public. 3

the Company to the Specific Investor (Private Placement) (Attachment 4); and (2) To negotiate, agree, sign, and to amend agreements, document, sell reports, disclosures, waivers, reports, applications