a mechanism for PVD to automatically choose a suitable investment policy for members who do not make a choice by themselves by taking into consideration such members’ characteristics such as age and

criteria are relatively more relaxed, and the expenses do not cause excessive burdens on the issuers. Companies capable of complying with the regulations may choose to be listed and traded on BdL or

securities businesses.  The proposed revision covers the principles and the draft Ministerial Regulation for a new licensing scheme whereby an applicant could choose to solely apply for a specific license

in becoming the wealth advisor.The wealth advisor may choose to carry out the wealth advice services according to its business model within the scope of the license obtained and must have the

choose the persons to operate a business on their behalf in a more flexible manner, whereby the business operators will be able to delegate other persons in respect of work related to the business

specifies the standard action whereby all parties suffering damage from wrongdoings of the same facts and legal issues become members of a class action automatically except for those who choose to opt out

to increase their savings and choose to invest in assets which offer higher returns, eventually leading to sufficient retirement savings. Knowledge dissemination concerning return on investment and

choose the easiest and most convenient option. Thus, often the decisions are made irrationally while several times biases are allowed to distort the decisions. Decision making usually involves with three

Discussion and Analysis for the period 3 months September 30, 2017. as follows:- Million Baht By Consolidation method The Company Q3/2017 Q3/2016 Q3 Different Q3/2017 Q3/2016 Q3 Different Sales and service

Analysis for Year Ended December 31, 2017 as follows:- Consolidation Financial Statement (MB) The Company (MB) 2017 2016 Different 2017 2016 Different Sales and Service Income 4,731 3,713 1,018 27% 4,190