. Without proper and timely adjustment, competitiveness and debt servicing ability of the business sector may be jeopardized, which would eventually affect KBank’s asset quality. 1.3 Significant Regulations

by Baht 127.16 million due to a decline in revenues from construction services and sales of construction materials. Revenues from construction services and sales of construction materials The Company

operation in 2018 and over the next five years in order to deliver an excellent customer experience. Meanwhile, we have upgraded our technological capability in order to act as a digital platform provider for

operations. 1.1 Factors that affect business operations. In the year 2018, the Company affected from; prices of raw materials, cotton and polyester, risen since the second quarter; uncertainty of crude oil

PPG products caused we cannot bid for any projects , and we have to set up provision for obsoleted raw materials and stocks. Please be informed. Yours Sincerely, Panya Boonyapiwat Chairman

being commercial executive vice president of GSTEL, committed or permitted another to act so as to falsify the accounts of GSTEL by making false entries concerning the purchase of raw materials from

Leeswadtrakul, while being chief executive officer of GSTEL, committed or permitted another to act so as to falsify the accounts of GSTEL by making false entries concerning the purchase of raw materials from

the accounts of GSTEL by making false entries concerning the purchase of raw materials from overseas suppliers materially lower than the actual value to deceive any persons about financial condition and

director and acting president of GJS, committed or permitted another to act so as to falsify the accounts of GJS by making false entries concerning the purchase of raw materials from overseas suppliers

being vice chairman of GJS, committed or permitted another to act so as to falsify the accounts of GJS by making false entries concerning the purchase of raw materials from overseas suppliers materially