business continuity plan to minimise disruption to operations and ensure that the business remains viable during the virus outbreak. • Perform stress test to evaluate impacts on the business, financial

debt to equity ratio of the Company was considerably low at 0.28: 1. Financial Highlights 3Q 2017 3Q 2016 Change 9M 2017 9M 2016 Change THB million % Sales THB million % Sales THB million % THB million

several financial institutions. A summary of the key operational matters and events for the 2nd Quarter 2020 Financial Highlights 2Q 2020 2Q 2019 Change 6M 2020 6M 2019 Change THB million % Sales THB

subordinated to other securities holders or creditors, identify, as of the most recent practicable date, the aggregate amount of outstanding 5 indebtedness that is senior to the subordinated debt securities

required to disclose the exchange rate between the financial reporting currency and Thai Baht. The registration statement could include the exchange rates a. at the latest practicable date; b. the high and

banking business, directly and indirectly. In detail: 1. Cyber Security Risk Amid rapid technological change, Thai consumers have readily embraced the new tech trends. Obviously, economic activity

recognize share of profits from Nava Nakorn Electricity Generating Company Limited (NNEG). Operating highlight in Q4/2017 and 2017 Q4/16 Q3/17 Q4/17 Change +/(-) 2016 2017 Change +/(-) (THB million) QoQ YoY

PromptPay, and the expansion of Electronic Data Capture (EDC) terminals to increase card acceptance by merchants. Technological change and financial innovation have been the main factors contributing to

- 2019 Balance by Quarter Change Q3–19 Q2–19 Q3–18 Q3–19 VS Q2–19 Q3–19 VS Q3–18 (Million Baht: MB) (MB) % (MB) % Total Revenue 1,799.1 1,730.1 1,053.3 69.0 4.0 745.8 70.8 Total Operating Expenses 1,677.5

, Q1 2019 Q1 2018 YoY change YoY % change Unit: Million Thai Baht (THB) Sales and service income 296.06 252.16 43.90 17% Other income 0.70 1.37 -0.66 -49% Total revenues 296.76 253.53 43.24 17% Cost of