assets businesses. For providers who service trading digital assets with Thai baht pegged stable coin are not regarded as operating digital asset brokers and dealers under this royal decree.SEC Deputy

therefore committed to promoting financial investment literacy among Thai people, helping them be aware of scams, and enabling them to protect themselves for stable and sustainable financial well-being

between the public and private sector to help develop economy across the country. At present, a number of local businesses with strong growth potential located in every province but yet to have access to

insurance as a risk prevention for borrowers and a bank; and (2) SME loan to help SME entrepreneurs gain better access to funding sources.  Rules regarding Auditor Rotation in Capital Market The Office of

YoY with a margin of 43%. Normalized EBITDA was Bt38,659mn increasing 2% YoY, with a margin of 43.7% in line with the full-year guidance of stable YoY. With the 1800MHz spectrum license acquired in Sep

, increasing +96.2% YoY. The gross profit margin was relatively stable as high proportion of the costs was revenue sharing costs to marketing partners which vary according to the income. Services income from

fiscal standing through the implementation of relief measures to help sustain crisis-hit businesses and cash-strapped workers, after many businesses were ordered to suspend operations in line with the

of the Company; thus, it does not have any impact on the operation of the Company. Furthermore, this asset disposal will help reduce debt burden of the Company, resulting in that the Company is able to

sufficient fund for subscribe the newly issued shares which offering to the specific investor on a private placement basis and has a strong financial status. Therefore, this capital increase will help to

be effective in 2020, the Thai commercial banking system will be more stable and able to support loan expansion in the next phase. Overall Picture of the Bank and its Subsidiaries Million Baht Item