of 2016 with the Non-Performing Loans (NPLs) to total loans ratio at the end of 2Q17 at 5.8%, increasing from 5.6% as of the end of 2016. On Special Asset Management business, the Bank sold non

of 2016 with the Non-Performing Loans (NPLs) to total loans ratio at the end of 2Q17 at 5.8%, increasing from 5.6% as of the end of 2016. On Special Asset Management business, the Bank sold non

average financing cost as of June 30, 2020 stood at 2.29% Net debt to equity ratio stood at 0.55x Capital Structure As of June 30, 2020, the Company reported total interest-bearing debt of THB 43,791 mn, an

of sale from 4Q19 onwards as well as transferred 2 standalone projects in 2Q20. Weighted average financing cost as of June 30, 2020 stood at 2.29% Net debt to equity ratio stood at 0.55x Capital

$ billions) 1.9 1.4 Unutilized credit line (US$ billions) 1.7 1.3 Financial Ratios Current ratios (times) 1.4 1.3 Debt Servicing Coverage Ratio (DSCR) times 3.5 2.9 Interest coverage ratio (times) 9.1 6.7 Note

$ billions) 1.9 1.4 Unutilized credit line (US$ billions) 1.7 1.3 Financial Ratios Current ratios (times) 1.4 1.3 Debt Servicing Coverage Ratio (DSCR) times 3.5 2.9 Interest coverage ratio (times) 9.1 6.7 Note

Limited Management’s Discussion and Analysis (MD&A) Page 10 of 16 Weighted average financing cost at the end of 3Q19 stood at 2.96% Net debt to equity ratio stood at 0.45x Capital Structure As of September

Repeal of the Notification of the Office of the Securities and Exchange Commission regarding Approval of Auditors for Offer for Sale of Debt Securities by Foreign Juristic Persons B.E. 2552

Advanced Info Service Plc. Financial Position (Bt mn/% to total asset) Post-TFRS 15 Key Financial Ratio Post-TFRS 15 4Q18 4Q19 4Q18 3Q19 4Q19 Cash 9,067 3.1% 19,637 6.8% Interest-bearing debt to equity

ratio) (2) อัตราส่วนความสามารถในการช าระดอกเบี้ย (interest coverage ratio) (3) อัตราส่วนความสามารถในการช าระภาระผูกพัน (debt service coverage ratio) (4) อัตราหนี้สินรวมต่อส่วนของผู้ถือหุ้นรวม (debt to