-Mar-20 31-Mar-20 31-Dec-18 Interest bearing debt to equity (time) 2.84 1.10 0.56 Net interest bearing debt to equity (time) 2.21 0.47 0.20 Debt to equity (time) 3.70 1.96 1.22 31-Mar-20 31-Mar-20 31-Dec
service for big corporate & corporate, loan service for SMEs & SSME and retail loan. 3. Electronic Service At present, Thailand is entering to the Digital Transformation and the government policy in
corporate & corporate, loan service for SMEs & SSME and retail loan. 3. Electronic Service At present, Thailand is entering to the Digital Transformation and the government policy in implementing plan to
various insurance products for respond the customer needs. 4.3 Participating Dealer (PD), the bank was the PD for the fund management companies which had the various fund types consists of debt securities
operation and increase in the Company’s financial liquidity, used as working capital and to repay debt which would help reduce the interest burden of the Company. On the date that the Board of Directors
version shall prevail. The objective of this MD&A is to present the information and the explanation of financial status and operating results as of the date hereof. However, the information provided in this
the two languages, the Thai version shall prevail. The objective of this MD&A is to present the information and the explanation of financial status and operating results as of the date hereof. However
12th day of March B.E. 2535; Being the 47th Year of the Present Reign. His Majesty King Bhumibol Adulyadej is graciously pleased to proclaim that: Whereas it is expedient to enact a law on the securities