) Gross Margin -101% -45% Net Profit Margin -254% -96% Financial Performance for the 9 months ended Sebtember 30, 2019 (Unit : Millon Bath) 2019 2019 Inc/(Dec) % Construction income 218.48 116.33 102.15

of 691.19 million baht or increased by 10.57%. 2. In the second quarter of 2020, the Company recorded gross profit margin of 31.00%, while the same period last year the Company recorded gross profit

restructuring process was completely finished in March 27th, 2019. GROSS MARGIN (%) Company JAN-JUN JAN-JUN Y.2020 Y.2019 VARIANCE VARIANCE (%) Gross Margin from Software Subscription From Salesforce I&I GROUP

: Operating results : 3 months 2020 2019 Increase (Decrease) % Real Estate Revenue 496,928 1,679,837 (1,182,909) (70.42) Gross Profit 140,712 452,876 (312,164) (68.93) Gross profit margin (%) 28.32 26.96 1.36

and nearly to the end of the project. 2. The consolidated gross profit margin was 17.4%, increased from the previous year at 13.1% since the company has control of production costs that make the

and within the established targets. Our net interest margin (NIM) equaled 3.43 percent – slightly higher than the preceding quarter. Our cost to income ratio rose marginally from the previous quarter to

overall economic performance and within the established targets. Our net interest margin (NIM) equaled 3.47 percent – slightly higher than the preceding quarter. Even though our cost to income ratio rose

7,845.00 8,271.00 (5.15) PROFIT BEFORE INCOME TAX 834.00 968.00 (13.84) Income Tax (Expense) Revenue 200.00 226.00 (11.50) PROFIT (LOSS) FOR THE PERIOD 634.00 742.00 (14.56) Gross profit margin (%) 38.17

margin (%) 41.39 40.34 2.59 Net profit to total revenue (%) 17.19 15.73 9.34 -2- Baan Rock Garden Public Company Limited 601 Ramkhamheang 39 Pracha-Uthit Rd., Wangthonglang, Bangkok 10310, Thailand Tel. 02

% with the increasing from domestic selling price and expansion oversea market. There are gross margin rate or the year 2019 is 19% and 15% in the year 2018. As the result of the company’s gross margin