The ability to repay debt and to follow the terms of the loan, and fundamentally important for several bindings The Company has been able to repay debts and doing business as per commitment. 5
the next few years, based on investments already made (announced and/or completed), this segment is poised to be one of the highest growth areas in terms of its EBITDA contribution to IVL. 4. Packaging
restructuring and cost management as well as reserve requirements to comply with LCR guidelines under Basel III. In terms of loan quality, non-performing loan (NPL) stood at Baht 465 billion or a ratio of 2.98
subsidiaries as well as relocated South operation center to improve work efficiency. In terms of proportion to total revenues, operating and administrative expenses represented 42% of total revenues. Considering
transactions will be proceeded in accordance with the terms and conditions of the share purchase agreement. However, it subjects to the approval of the shareholders meeting. The Company will propose to the
profits and stabilizing the company in the future. 5 8. Total Value of Consideration and Payment Terms VIC will invest in Anypay by purchasing ordinary shares and newly issued ordinary shares in the amount
allocated budgets for various ICT projects. As the result, the revenue in the Q4-2017 increased form the Q4-2016 In terms of total operating expenses in the Q4-2017, the change is proportional to the decrease
, FSMART continued to grow dramatically and be able to maintain as the leader of online top-up machines market, both in terms of number of kiosks and total usage amount. Because of the higher competition in
allocated budgets for various ICT projects. As the result, the revenue in the Q4-2017 increased form the Q4-2016 In terms of total operating expenses in the Q4-2017, the change is proportional to the decrease
the terms of the loan, and fundamentally important for several bindings The Company has been able to repay debts and doing business as per commitment. 5 Contractual Obligations and Off-Balance Sheet