Equity ratio 1.75 1.64 2.13 Interest Bearing Debt ratio 0.77 0.70 0.78 Return on Asset 15.2% 15.7% 16.8% Return on Equity 44.5% 45.2% 48.0% Financial Ratio 5 Forth Smart Service Public Company Limited

(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE UNREVIEWED AND UNAUDITED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE SECOND

1 1. ANALYSIS OF FINANCIAL PERFORMANCE In Q1/2018, East Water Group had total consolidated sales and services income of 1,045.39 million Baht, decreased by 117.85 million Baht or 10.13% compared to

130,357 130,274 2 Forth Smart Service Public Company Limited (FSMART) 1Q2020 Management Discussion and Analysis Financial Statement Summary in 2Q2020 Statement of Comprehensive Income Total Revenue Total

Company Limited (the “Company”) and its subsidiaries hereby submit the Annual Financial Statements, ending December 31, 2019 and 2018, together with the clarification of the performance of the Company and

วันที่ 10 พฤษภาคม พ -Translation- 1 Ref. LPN/Sor.Kor./277/2560 9th November, 2017 Re: Report on Financial Analysis in Q3/2017 Dear: President The Stock Exchange of Thailand L.P.N. Development Public

-month period ended of June 30, 2018 • The analysis of financial position as at June 30, 2018 The analysis of operating results for the six-month period ended of June 30, 2018 Comparing accumulated

Condensed Consolidated Statement of Financial Position 2018 2017 + (-) % (in million Baht) For the three-month period ended 30 September Gain from debt restructuring - 110 Other income 18 45 (146%) Total

as last year. Considering the Company’s separate financial statement, the operating and administrative expenses as a percentage of revenues represented 39% in the first quarter of 2019. - Bad debt and

and will initially target 43mn AIS customers who have good credit with financial needs but may have limited access to loans from financial institutions. Our AIS Play, VDO service has added two new