expanded penetration rate which is estimated at 47.5%, together with the urbanization trend. Most operators continued deploying strategies to uplift the ARPU by offering more comprehensive services and

demonstrated a cautious growth from expansions of private consumption and tourism sector, while facing global and local economic headwinds and challenges from high interest rate environment. Overall, AIS

decelerating rate from 1.9% in the previous year, due to the delay of government’s budget allocation. Hence, the NESDB has cut down its growth forecast for the Thai economy in 2024 to the range of 2 .0%-3.0%, in

interest rate of 4.18% p.a. In December 2018, BGRIM issued the first green and climate bonds in Thailand with an amount of Baht 5,000 million which solely invested by Asian Development Bank (ADB) with term

mutual fund's marginal return compared with its investment risk, calculated from the difference between the rate of return of the mutual fund and the risk-free rate, in comparison with the mutual fund’s

.) Government spending and investment in infrastructure despite a lower rate of growth due to the delay of government establishing and pending promulgation of 2020 capital expenditure 3.) growth in private

-term loan to ACAP with no interest rate by giving advance payments, totaling 2 transactions, which the principle has been repaid and the Company has charged back interest at the rate of 2.00 percent p.a

. The average funding cost in the third quarter of 2019 was at 2.93% decreased from 3.06% last year, due to a reducing trend of market interest rate and interest rate paid to ATS Rabbit Special Purpose

days. Q3/2017 average production rate was increased to 689 thousand litres per day or 85% utilization rate, and Inventory Loss was recorded at THB 54 million. Measures were taken to reduce Selling

and assembly of electronic circuit boards business unit. In 2017, the gross profit margin is at the rate of 19%, which is closed to the gross profit margin at rate of 21% in 2016. Telecommunication