(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE UNAUDITED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE YEAR ENDED 31 DECEMBER

(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE AUDITED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE YEAR ENDED 31 DECEMBER

same period in the previous year (YoY). The main difference came from the transfer of residential units between both years as the majority of the transfers will be made towards the second half of this

interest income. The increase in net interest income was mainly due to an increase in interest income from loans. This was coupled with the decreases in interest expenses on debt issued and borrowings from

index, in which CPN is the only real estate company and one of eight Thai companies to achieve the feat, and the DJSI Emerging Markets for the fifth consecutive year (2014-2018). This is a testimony to

and other operating income, mainly from the recognition of profit sharing from the management of impaired assets by Thai Asset Management Corporation (TAMC) in the previous year, while this year gains

แบบแสดงรายการขอมูลการเสนอขายหุนกูท่ีมีอนุพันธแฝง (แบบ 69-DEBT-SP-1) บริษัท .......... (ชื่อไทย/อังกฤษของผูเสนอขายหุนกูท่ีมีอนุพันธแฝง) ใหระบุขอมูลในหนาปกอยางนอย ดังตอไปน้ี 1. ลักษณะที่สําคัญของหุนกูท่ีมีอนุพันธแฝง (“หุนกู”) ท่ีจะออกภายใตโครงการน้ี ดังน้ี (1) ชื่อหุนกูตามโครงการ (2) ประเภทผูลงทุนที่เสนอขาย (3) ลักษณะสําคัญของหุนกู (4) ปจจัยอางอิง (5) มูลคาการเสนอขายตามโครงการ ทั้งนี้ ตองไมเกินมูลคาตามมติท่ีไดรับใหออกหุนกู (6) มูลคาไถถอนของหุนกู (7) อันดับควา...

to 400 days of Baht 23.04 million had not been included, the net profit of the Corporate Group for Year 2019 would be Baht 548.27 million or an increase of 29.66 percent. This was due to expansion of

) The financial costs was THB 424.6 million for the year 2019, which increased 45.1% compared to the period of the year 2018. In this regard, financial costs are divided into two types, namely financial

capacity during November to December but depreciation expense of Phase 1B was already booked in this period, resulting into a loss during November to December as abovementioned. Profit attributable to Owners