customers of the Company. Details of each business can be described as follows: Profit and Loss Statement (Consolidated) Unit : Million Baht 1Q/19 1Q/20 (TFRS9) %YoY Credit card income Loan income Hire

will be recorded as unearned income in S’s consolidated financial statement and recognized as revenue over 30 years start in Q1’2019. In the meantime, S has invested in 20% shareholding in SPRIME

bad debt recovery and efficiently control the operation cost. 2. Financial Status Statement of Financial Position February 28, 2021 May 31,2021 Change Unit : Million Baht %YoY Accounts Receivable Total

Statement of Financial Position February 28, 2021 August 31,2021 Change Unit : Million Baht %YoY Accounts Receivable Total Assets Total Borrowing Total Liabilities Total Equities 87,433 87,389 62,710 70,009

Company earning per share of the fourth quarter was 3.64 baht. 6 2. Financial Status Statement of Financial Position February 28, 2021 February 28, 2022 (TFRS 9) Change Unit : Million Baht %YoY Accounts

baht or 3% y-y but increased by 22% q-q, earning per share was 4.46 baht. 2. Financial Status Statement of Financial Position February 28, 2022 May 31, 2022 Change Unit : Million Baht %YoY Accounts

liabilities stood at THB 7,174.9mn • Debt to Equity ratio stood at 1.04 times as of 31 December 2019, decreased from 1.14 times as at end of 2018 Change in accounting policies and reclassification in 2019

. Management Discussion and Analysis For the Year Ended December 31, 2017 Page 5 2. Operation performance according to consolidated financial statement Unit : Million Baht Revenue from sale and rendering of

and will acquire another 19% in 2020 with the total investment of THB 613 million. Unit: THB mn 1Q19 1Q18 Change Hotel business 1,171 1,364 -193 -14.1% Education business 118 122 -4 -3.3% Food business

improvement at Baht 1 million from cancellation of leasehold office building in the beginning of the year.  Finance cost In Q3/2019, finance cost was no change from the prior year same period.  Profit for the