Officer Survey indicated that in the third quarter of 2018, credit demand from business sector improved from the previous quarter, due to demand for loans from large corporates, especially in the EEC areas

delivery, to name a few. Moreover, the Company adopted the best practices for social distancing by arranging areas for food and beverages delivery service and take away and implement Chat and Shop system

will keep us more disciplined in areas such as exposure management, a crucial aspect given the complex nature of today’s markets. Additionally, we have created centralized expert enabling functions in

following actions with respect to risk management: (1) establish a written comprehensive risk management policy framework that covers all risk areas, with approval of its board of directors or the working

1 1Q18 MD&A Advanced Info Service Plc. Executive Summary Expand into potential growth areas of enterprise and mobile money AIS has executed two strategic deals totaling Bt4.2bn of cash transactions

areas with the investment budget of THB 1,000 - 1,200 million per year. GFPT Public Company Limited Interim Management Discussion and Analysis for the 1st Quarter 2018 Page 8 of 11 GFPT has a plan to

% YoY and 8% QoQ, since fundamental factors supporting the overall purchasing power remained soft and did not cover all areas, especially in the low income consumers, although overall private consumption

trends the introduction of new products with significant added value to customers in certain industrial areas will positively impact overall pricing. Golden Lime Public Company Limited 4 MANAGEMENT

. Kasemrad International Hospital Rattanathibeth renovated the Obstetrics and Gynecology Department by expanding service coverage areas and increasing the number of medical specialists. The service ranges from

were limited to specific areas and types of housings. Trade businesses steadied or slightly expanded following a gradual increase of domestic expenditures. The improvement in economic activities helped