for mutual funds in general. Risk Level Low 1 2 3 4 5 6 7 8 High Highly risky Investing primarily in equities at an average of not less than 80% of NAV in an accounting period The mutual fund risk level

% 2.2 Accounting & Finance Outsourcing 19.18 3.7% 23.03 3.8% Total revenue from financial solutions 118.12 22.6% 103.80 16.9% 3. Other income1 8.12 1.6% 15.01 2.4% Total revenues 523.23 100.0% 613.86

past several years. Also, the change in accounting standards, which effective in 2020, affects the scheme of provision allowance for non-performing loans of financial institutions. However, it is

%. Nevertheless, in order to satisfy the Accounting Standards and maximize tax efficiency, the synthetic convertible loan structure consists of (1) grant of a loan at the amount of USD 50 million or equivalent to

results are in line with explanation of the operating results for the six-month period. However, there were few accounting items that occurred only during the three-month period such as; Selling expense

25% yoy, respectively. The substantial increase in 9M’18 was mainly from the accounting expense stemming from the revised down of social security income of 4Q’17 for amount of THB 10.7 million. Without

the adoption of the financial reporting standards regarding Financial tools for accounting, hedging and derivative accounting with the amount of 4.62 million baht and allowance for loss of trade and

tax and changes in accounting policy of associates which resulted in a decrease in the shareholders’ equity by Baht 109 million. In addition, the Company paid an interim dividend of Baht 1,393 million

million decrease in accounting and audit fees, and (4) no unrealized loss on foreign exchange relating to equipment deposit. Finance cost In Quarter 1 of 2020, finance cost amounted to THB 1.04 million, a

on the Stock Exchange of Thailand and expenses related to the Stock Exchange of Thailand, (2) THB 0.32 million decrease from professional fees, (3) THB 0.37 million decrease from accounting and audit