considered key performance indicators used by operators in the same industry, in the amount of Baht 19,732.20 million, increased by Baht 3,163.1 million or 16.03% from the previous year while the Net Profit

due to the recognition of special profits, while loan growth and credit quality were affected by the economic slowdown. The combined net profit of the commercial banking system was Baht 270.9 billion, a

Re: Determination of the Definitions of Institutional Investor, Ultra-high Net Worth Investor and High Net Worth Investor

recognized as an adjustment to retained earnings as at January 1,2020. The Company announced Q1/2020 Performance with Baht 699 million of Net Profit which decreased by 78.5% from Baht 3,247 million of Q1/2019

is recognized as an adjustment to retained earnings as at January 1,2020. The Company announced Q1/2020 Performance with Baht 699 million of Net Profit which decreased by 78.5% from Baht 3,247 million

has net loss. In addition, the agreement should prescribe key indicator on AM performance, i.e., a minimum amount of increasing sales or decreasing cost, to provide a clearer picture for decision making

, which is partly due to global economic recovery, as well as the growth in exports of electronic goods which supports Internet of Things (IoT). Private consumption expanded at a moderate pace as overall

40,522.7 41,059.4 41,849.0 43,575.1 Total Revenues Million Baht 7,518.8 6,003.9 7,981.7 7,681.7 Cost of Goods Sold Million Baht 2,581.9 2,519.8 2,934.6 2,588.0 Net Profit Million Baht 4,903.6 4,500.8 5,202.0

Discussion and Analysis for the year ended 31 December 2019 Page 5/22 Branch Network As of the end of the year 2019, Land and Houses Bank Public Company Limited had the total of 108 branches, decreased by 20

rating of LH BANK’s hybrid Tier 2 capital securities at “BBB” (Triple B Straight) by TRIS Rating. Branch Network As of the end of the third quarter of 2019, Land and Houses Bank Public Company Limited has