, continued growth of bad debt recovery by 33% y-y as well as a strong growth from overseas businesses. As of November 30, 2018, the Company has active billings of 3.16 million transaction per month and 2.14

(1H 2019: 267.79mb), an increase of 78.56mb or 29.3%. Revenue from HR Solutions contributed 87.66mb or 41.0% to our growth year-on-year, largely because we T.662 636 6999 F.662 646 4200

the result of continue growth in core business revenues that increased by 10% y-y, especially in personal loan and hire purchase products as well as a strong growth revenue from bad debt recovery by 42

noteworthy that our revenue growth outperformed the industry growth in terms of production volume which declined 6.0% due to the following reasons: 1) Automotive Parts Business; Higher order, new product

with the growth for the passenger car segment and the commercial vehicle segment growing at 21.9% and 6.3% respectively. The Bank in-house research projected the new car sales for the year 2018 to be

, sales growth in this quarter would become approx. 15.0% over the same period of last year. Sales growth remains driven by Power Electronics business group, especially power supplies for automotive sector

% yoy with the growth for the passenger car segment and the commercial vehicle segment growing at 17.8% and 8.7% respectively. The Bank in-house research projected the new car sales for the year 2018 to

% 63.0 8.7% 9.4 17.5% Net Profit 6.4 0.9% -17.4 -2.4% -23.8 -371.9% Retail Industry Overview and Overall of the Company‘s Performance During the past 2-3 years, the growth rate of retail sector industry in

economy continued to expand during 2Q17 and for the first half of 2017 with growth contributed from the following 3 sectors: 1) Export sector continued to expand with growth for the first five months of

economy continued to expand during 2Q17 and for the first half of 2017 with growth contributed from the following 3 sectors: 1) Export sector continued to expand with growth for the first six months of 2017