main strategies are namely, invasion of the housing market, expansion of service income, financial liquidity management and adding value to existing assets. As for the performance in Q1/2021, the net

increase the Company’s financial liquidity to be used as working capital and debt repayment which will help reduce the high interest burden of the Company. On the date the Board of Directors approved the

line with the softened household spending as a result of lower income, unemployment situation, and weakening consumer confidence coupled with the already high household debt level. Private investment

44.54 115% Q4 2019 Q4 2018 FY 2019 FY 2018 Return on Equity (ROE) -7.02% 15.28% 1.33% 14.45% Return on Assets (ROA) -2.72% 7.38% 0.51% 6.98% Return on Fixed Assets (ROFA) 11.83% 26.84% 17.72% 29.17% Debt

period 63.72 113.16 -49.44 -44% Q2 2018 Q2 2017 FY 2018 FY 2017 Return on Equity (ROE) 17% 16% 16% 16% Return on Assets (ROA) 8% 10% 7% 10% Return on Fixed Assets (ROFA) 35% 33% 32% 34% Debt/Equity Ratio

gross profit has also increased from 2018. As for the statement of financial position as of 31 December 2019, the total assets of the Company were 23.47335 billion THB and the total liabilities were

2019 FY 2020 FY 2019 Return on Equity (ROE) 1.48% 0.01% 8.65% 6.51% Return on Assets (ROA) 0.44% 0.00% 2.55% 2.59% Return on Fixed Assets (ROFA) 17.46% 16.31% 21.36% 21.00% Debt/Equity Ratio 3.03 1.59

customers. (Unit: Baht million) Consolidated balance sheets As at 30th June 2020 As at 31st Mar 2020 Amount % Amount % Assets Current Assets Cash and cash equivalents 228.24 12.04% 211.33 9.98% Financial

lines and lockdown of activities in the first quarter. (Unit: Baht million) Consolidated balance sheets As at 30th Sept 2020 As at 31st Mar 2020 Amount % Amount % Assets Current Assets Cash and cash

% 6.14% (6.02%) Net profit margin (%) (0.59%) 4.58% (5.17%) Efficiency Ratio Return on equity (%) (0.58%) 4.24% 4.82% Return on assets (%) (0.45%) 3.46% 3.91% Financial Policy Ratio Debt to equity ratio