Equity 81,825 23% 75,737 21% S&P BBB+, Outlook: Stable Source and use of fund: 1Q22 (Bt mn) Source of fund Use of fund Operating cash flow 19,382 CAPEX & Fixed assets 7,696 Sale of equipment 9 Spectrum

567.48 (110.87) (19.54%) Other current assets 3.49 4.00 (0.51) (12.75%) Total current assets 1,172.16 1,522.44 (350.28) (23.01%) Restricted bank deposits 56.40 56.40 - - Property, plant and equipment

65.75% Total current assets 875.73 1,522.44 (646.71) (42.48%) Restricted bank deposits 56.01 56.40 (0.39) (0.69%) Property, plant and equipment 1,330.03 1,376.73 (46.70) (3.39%) Other non-current assets

Discussion & Analysis Q2/2022 561 544 239 211 171 175 161 225 1,132 1,155 1 2 807 856 160 133 165 166 1,132 1,155 1 2 Total Assets Total Liabilities and Equity Cash and Cash Equivalent Land, Property and

quarter, because there is no sale of written-off receivables in this quarter. However, in comparison of the 9M/2023’s revenue to the same period last year, the revenue from credit card increased 5%, in line

reduced continuously from the previous quarter from the ability to control the quality of assets in Stage 3 and better debt collection performance as well as better macroeconomic outlooks. - Finance Cost

Land, Property and Equipment Other Current Assets Other Non-current Assets Equity Non-current Liabilities Current Liabilities 40% 20% 11% 29% 18% 22% 21% 70% 12% 18% 39% 16% 11% 73% A N A L Y S I S O F S

a rate of 5% to 8%, starting from January 1, 2024 onwards, which affects the quality of assets in Stage 3. However, the Company has set aside Management Overlays which covered the exposure from the

562 571 280 252 399 324 161 180 1,402 1,327 Q4/2023 Q2/2024 Total Asset Total Liabilities and Equity Cash and Cash Equivalent Land, Property and Equipment Other Current Assets Other Non-current Assets

Q4/2023 Q2/2024 Total Asset Total Liabilities and Equity Cash and Cash Equivalent Land, Property and Equipment Other Current Assets Other Non-current Assets Equity Non-current Liabilities Current