380,501 10.0 Interest expenses 1,289,834 1,043,324 246,510 23.6 Interest income, net 2,910,770 2,776,779 133,991 4.8 Fees and services income 1,165,317 1,126,870 38,447 3.4 Fees and services expenses

633,194 6.0 Fees and services income 5,022,025 4,448,116 573,909 12.9 Fees and services expenses 442,747 392,980 49,767 12.7 Fees and services income, net 4,579,278 4,055,136 524,142 12.9 Gain on trading

Interest income, net 3,226,986 2,910,770 316,216 10.9 Fees and services income 1,386,307 1,165,317 220,990 19.0 Fees and services expenses 178,540 105,999 72,541 68.4 Fees and services income, net 1,207,767

3,226,986 2,910,770 316,216 10.9 Fees and services income 1,386,307 1,165,317 220,990 19.0 Fees and services expenses 178,540 105,999 72,541 68.4 Fees and services income, net 1,207,767 1,059,318 148,449 14.0

Baht 1,531 million, increased of 91.7% comparing to 1Q20. Net interest income rose by 8.2% and net fees and services income also rose by 12.4% driven by the increase in income from the brokerage business

in order to empower every customer’s life and business, we recognize the importance of digital financial technology’s role vis-à-vis changing consumer behavior in using services, especially amid the

introduced customized financial services and innovations that provide greater customer convenience, speed and reliability with ever-greater consideration of consumer protection and customer privacy. Being

from Refining Service in the 1st quarter of 2015 is THB 6.99 million which has decreased by THB 36.92 million or 84.08% from the 1st quarter of 2014 was THB 43.92 million. 3. Ports and Terminal Services

from Sea Freight Services, operated by the subsidiary (AIL), to total revenue for the 1st quarter of 2017 and 2016 were 2.58% and 0.72% respectively. - In the 1st quarter of 2017, revenue from Sea

income ection and ot ntal and serv al revenues st of Sales st of Services st of rental an ss Profit Discussion and c Company Lim 015 Manag Presid The St g to Jaymar 9 Novemb any and th s already be pany’s